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Prospect Payday Cash Advance

Currently, fees charged on Prospect Payday Cash Advance range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Prospect Payday Cash Advance is about $18 per $100 borrowed.

Most online Prospect Payday Cash Advance lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. In most cases the fees charged will double, meaning a $300 payday loan "rolled over" would incur a total fee of $60, requiring a repayment of $420. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly.

If you have poor credit or other outstanding loans, it will not affect the approval of your Prospect Payday Cash Advance loan. However, if you are currently filed for bankruptcy, we will not be able to offer a Prospect Payday Cash Advance loan to you.

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