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Galena Payday Cash Advance

Most online Galena Payday Cash Advance lenders only require that you meet the following minimum requirements: Be over the age of 18, employed full time, and have a monthly minimum income over $1,000. Some lenders certain documents to be faxed in for verification, while others are able to process your Galena Payday Cash Advance completely online.

When the fax is received the lender will verify the information is correct and administrate the loan. Most Galena Payday Cash Advance lenders will electronically deposit the loan amount in the applicant's checking account overnight, depending on the time of day the loan application was received and approved. Galena Payday Cash Advance lenders typically do not process loans on weekends.

Currently, fees charged on Galena Payday Cash Advance range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Galena Payday Cash Advance is about $18 per $100 borrowed.

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