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Bays Payday Cash Advance

Bays Payday Cash Advance loans are repaid in the same way they are received – by an electronic ACH transaction. On your next payday the loan amount and fees are automatically deducted from your account. If you require an extension or would like to rollover the loan for another pay period, simply contact the lender 48 hours before the loan amount is due.

Currently, fees charged on Bays Payday Cash Advance range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Bays Payday Cash Advance is about $18 per $100 borrowed.

Applying for Bays Payday Cash Advance offers several advantages over applying at a traditional payday loan storefront. Bays Payday Cash Advance applicants apply directly from their home or office computers via the Internet, never having to stand in line and wait in a crowded store. Many people choose to apply for Bays Payday Cash Advance for personal reasons, because they simply do not feel comfortable going to a store specializing in payday loans and check cashing.

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