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Up to $500
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West Salem Cash Advance

Currently, fees charged on West Salem Cash Advance range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a West Salem Cash Advance is about $18 per $100 borrowed.

Once completed, the application is forwarded to the West Salem Cash Advance lender for review. If the applicant meets the minimum requirements they will be notified (typically via email) that they are approved. The payday lender determines the amount of the payday loan, usually between $100 and $500. The amount of the approved payday loan depends on several criteria, usually monthly income, direct deposit, length at residence and job, availability of bank statements and paycheck stubs, number of outstanding NSF's and other West Salem Cash Advance. Repeat customers with an online payday loans lender are more likely to receive larger loan amounts than first time applicants.

When the fax is received the lender will verify the information is correct and administrate the loan. Most West Salem Cash Advance lenders will electronically deposit the loan amount in the applicant's checking account overnight, depending on the time of day the loan application was received and approved. West Salem Cash Advance lenders typically do not process loans on weekends.

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