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No Credit Check
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Up to $500
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Prospect Cash Advance Loan

Applying for Prospect Cash Advance Loan offers several advantages over applying at a traditional payday loan storefront. Prospect Cash Advance Loan applicants apply directly from their home or office computers via the Internet, never having to stand in line and wait in a crowded store. Many people choose to apply for Prospect Cash Advance Loan for personal reasons, because they simply do not feel comfortable going to a store specializing in payday loans and check cashing.

An advantage of Prospect Cash Advance Loan to most consumers is that they are available to people with no credit, poor credit or bankruptcies. Unlike traditional lenders, Prospect Cash Advance Loan lenders do not request credit bureau reports from Experian, TRW, or Equifax. Instead, larger online payday loans lenders and banks that partner with online payday loans lenders use consumer information services provided by Tele-Track. These services do not check credit history; they simply verify the applicant's banking history information, including status of checking account, number of NSF's and current outstanding Prospect Cash Advance Loan. When applying for online payday loans, it is very important to be truthful and correct in providing information and answering all questions or the application may be declined.

Currently, fees charged on Prospect Cash Advance Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Prospect Cash Advance Loan is about $18 per $100 borrowed.

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