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Crescent Cash Advance Loan

The term on payday loans typically range from 4 to 18 days, coinciding with the applicant's next payday. Some lenders charge a flat fee regardless of the length of the Crescent Cash Advance Loan, while some lenders vary the interest rate depending on the length of the Crescent Cash Advance Loan. Most payday loans lenders and affiliates of payday loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday and the subsequent fees are doubled. Reputable online lenders will allow a client to roll over Crescent Cash Advance Loan no more than four times.

Currently, fees charged on Crescent Cash Advance Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Crescent Cash Advance Loan is about $18 per $100 borrowed.

Crescent Cash Advance Loan loans are repaid in the same way they are received – by an electronic ACH transaction. On your next payday the loan amount and fees are automatically deducted from your account. If you require an extension or would like to rollover the loan for another pay period, simply contact the lender 48 hours before the loan amount is due.

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